Ray Cross is a retired clergyman who pursues endeavours designed to enhance quality of life. His website, www.raycross.net, provides many free resources to benefit individuals, ministers and churches. His insurance consumer protection books seek to protect policyholders from insurance company maneuverings.
| January 13, 2025 | Edited by raybb | Edited without comment. |
| April 22, 2024 | Edited by MARC Bot | adding https:// to link URL |
| April 22, 2024 | Edited by MARC Bot | move website to links |
| April 12, 2010 | Edited by Open Library Bot | Added photos to author pages. |
| April 30, 2008 | Created by an anonymous user | initial import |