MARC record from Internet Archive

LEADER: 05824cam 22007814a 4500
001 ocm58830763
003 OCoLC
005 20101209182729.0
008 050617s2005 dcua b 001 0 eng
010 $a 2005017461
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050 00 $aHG3756.U54$bB85 2005
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245 00 $aBuilding assets, building credit :$bcreating wealth in low-income communities /$cNicolas P. Retsinas, Eric S. Belsky, editors.
260 $aWashington, D.C. :$bBrookings Institution Press,$cc2005.
300 $axiv, 395 p. :$bill. ;$c24 cm.
520 $a"Examines the path from basic banking services to creditmaking decisions to mortgage lending that can give low-income individuals and communities the opportunity to build assets through credit, highlighting the need for transparency in the subprime market, buyer education, and borrower safeguards"--Provided by publisher.
504 $aIncludes bibliographical references and index.
530 $aView table of contents on the Internet via the World Wide Web.
505 0 $aNew paths to building assets for the poor / Eric S. Belsky and Nicolas P. Retsinas -- Credit matters : building assets in a dual financial service system / Eric S. Belsky and Allegra Calder -- To bank or not to bank? : a survey of low-income households / Christopher Berry -- Refinance and the accumulation of home equity wealth / Frank E. Nothaft and Yan Chang -- Changing industrial organization of housing finance and changing role of community-based organizations / William C. Apgar and Allen J. Fishbein -- Exploring the welfare effect of risk-based pricing in the subprime mortgage market / J. Michael Collins, Eric S. Belsky, and Karl E. Case -- Hitting the wall : credit as in impediment to homeownership / Raphael W. Bostic, Paul S. Calem, and Susan M. Wachter -- Credit scoring's role in increasing homeownership for underserved populations / Hollis Fishelson-Holstine -- Modes of credit market regulation / Michael S. Barr -- Accuracy in credit reporting / Michael E. Staten and Fred H. Cate -- Cost-benefit analysis of debtor protection rules in subprime market default situations / Duncan Kennedy -- Institutions and inclusion in saving policy / Michael Sherraden and Michael S. Barr -- Unbanked to homeowner : improving financial services for low-income, low-asset customers / Ellen Seidman and Jennifer Tescher -- Innovative servicing technology : smart enough to keep people in their houses? / Amy Crews Cutts and Richard K. Green.
650 0 $aConsumer credit$zUnited States.
650 0 $aLow-income consumers$zUnited States.
650 0 $aHome ownership$zUnited States.
650 0 $aMortgage loans$zUnited States.
650 17 $aKredietverlening.$2gtt
650 17 $aHypotheken.$2gtt
650 17 $aLagere klassen.$2gtt
700 1 $aRetsinas, Nicolas Paul,$d1946-
700 1 $aBelsky, Eric S.
776 08 $iOnline version:$tBuilding assets, building credit.$dWashington, D.C. : Brookings Institution Press, c2005$w(OCoLC)655185400
856 41 $3Table of contents$uhttp://catdir.loc.gov/catdir/toc/ecip0514/2005017461.html
856 41 $zAvailable to Stanford-affiliated users at:$uhttp://site.ebrary.com/lib/stanford/Doc?id=10120612$xeLoaderURL$xeb4$xebebr10120612
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