MARC record from Internet Archive

LEADER: 06312cam 2200433Ia 4500
001 ocm71196052
003 OCoLC
005 20201105065143.0
008 060828s2007 at a 001 0 eng d
040 $aJTB$beng$cJTB$dBAKER$dOCLCG$dGGYBL$dOCLCF$dOCLCO$dOCLCQ$dOCL$dOCLCO$dI8M$dOCLCQ$dQ2U
020 $a0324378343$q(pbk.)
020 $a9780324378344$q(pbk.)
035 $a(OCoLC)71196052
043 $an-us-ca
050 14 $aHD266.C2$bB64 2007
082 04 $a332.72097/BOND
100 1 $aBond, Robert J.,$d1934-
245 10 $aCalifornia real estate finance /$cRobert J. Bond, Dennis J. McKenzie, Alfred Gavello ; technical editor, John Fesler.
250 $a8th ed.
260 $aAustralia ;$aMason, OH :$bThomson/South-Western,$c©2007.
300 $axiv, 477 pages :$billustrations ;$c28 cm
336 $atext$btxt$2rdacontent
337 $aunmediated$bn$2rdamedia
338 $avolume$bnc$2rdacarrier
500 $aIncludes index.
505 00 $gChapter 1.$tIntroduction to Real Estate Finance --$g1.1.$tWelcome to the Real World of Real Estate Finance --$g1.2.$tShort Overview of the Mortgage Market --$g1.3.$tThe Meaning of Money --$g1.4.$tThe Flow of Money and Credit into the Mortgage Market --$g1.5.$tFederal Control of the Money Supply --$g1.6.$tCost Characteristics of the Mortgage Market --$g1.7.$tInstruments of Real Estate Finance --$g1.8.$tThe Five-Step Financing Process --$tCase & Point --$gChapter 2.$tInstitutional Lenders --$g2.1.$tSavings Banks --$g2.2.$tCommercial Banks --$g2.3.$tLife Insurance Companies --$g2.4.$tMutual Savings Banks --$g2.5.$tDepository Institutions and Monetary Control Act --$g2.6.$tPension and Retirement Funds --$g2.7.$tGovernment Regulatory Agencies --$g2.8.$tTrade Associations --$gChapter 3.$tNoninstitutional Lenders and the California Real Property Loan Law --$g3.1.$tPrivate Party Lenders --$g3.2.$tUsury Law --$g3.3.$tMortgage Companies --$g3.4.$tReal Property Loan Law --$g3.5.$tSyndications --$g3.6.$tReal Estate Investment Trusts and Endowment Funds --$g3.7.$tCredit Unions and Finance Companies --$g3.8.$tFinancial Advisory Role of the Real Estate Broker --$tCase & Point --$gChapter 4.$tAdjustable Rate and Other Alternative Mortgage Instruments --$g4.1.$tObjectives and Rationale --$g4.2.$tAdjustable Rate Mortgages (ARMs) --$g4.3.$tConvertible Rate Loans --$g4.4.$tLoans Amortized for 30 Years, but Due in 5 or 7 Years --$g4.5.$tReverse Annuity Mortgage (RAM) --$g4.6.$tMiscellaneous Alternative Plans --$g4.7.$tEpilogue --$gChapter 5.$tConventional Loans --$g5.1.$tWhat Is a Conventional Loan? --$g5.2.$tKeeping Up with Lender Policies --$g5.3.$tBuy-Down Loans --$g5.4.$tLow Down Payment Conventional Loans --$g5.5.$tCalifornia Fair Lending Regulations --$g5.6.$tMortgage Insurance --$gChapter 6.$tGovernment-Backed Financing --$g6.1.$tFederal Housing Administration --$g6.2.$tDepartment of Veterans Affairs --$g6.3.$tCal-Vet Loans --$g6.4.$tCalifornia Housing Finance Agency Program (CalHFA) --$gChapter 7.$tPoints, Discounts, and the Secondary Mortgage Market --$g7.1.$tPoints and Discounts --$g7.2.$tSecondary Mortgage Market --$gChapter 8.$tQualifying the Property --$g8.1.$tWhat Does Qualifying the Property Mean? --$g8.2.$tAppraising a Property --$g8.3.$tUsing a Standard Appraisal Form --$g8.4.$tUnderwriting the Loan --$g8.5.$tPlanned Unit Developments and Condominiums --$g8.6.$tThe Licensing of Real Estate Appraisers --$g8.7.$tWorking with Appraisers: The Do's and Don'ts --$tCase & Point --$gChapter 9.$tQualifying the Borrower --$g9.1.$tAbility or Capacity to Pay: A Case History --$g9.2.$tHow Lenders Qualify Prospective Borrowers --$g9.3.$tCapacity to Pay --$g9.4.$tQualifying Under Government-Backed Loans --$g9.5.$tWhat Is Income? --$g9.6.$tCo-Borrowing --$g9.7.$tAfter Income, What Then? --$g9.8.$tDesire to Pay --$g9.9.$tWorking with Lenders --$gChapter 10.$tProcessing, Closing, and Servicing Real Estate Loans --$g10.1.$tProcessing the Loan --$g10.2.$tHow Is a Loan Approved? --$g10.3.$tClosing the Loan --$g10.4.$tAfter the Loan: Rights and Responsibilities --$g10.5.$tHandling Loan Takeovers --$gChapter 11.$tForeclosures and Other Lending Problems --$g11.1.$tCollateral Provisions of Deeds of Trust --$g11.2.$tDefault and Foreclosure --$g11.3.$tMinimizing Loan Defaults --$g11.4.$tOther Lending Problems --$tCase & Point --$gChapter 12.$tConstruction Loans --$g12.1.$tNature of Construction Loans --$g12.2.$tEvaluation and Lending Process --$g12.3.$tTake-Out or Permanent Loans --$g12.4.$tPublic Construction --$gChapter 13.$tBasic Mathematics of Real Estate Finance --$g13.1.$tReview of the Basic Components of a Real Estate Loan --$g13.2.$tThe Real World of Financial Calculators and Computers --$g13.3.$tIllustrated Use of Texas Instruments BA Real Estate Calculator --$g13.4.$tAnnual Percentage Rates --$tCase & Point --$gChapter 14.$tCreative Financing Approaches --$g14.1.$tSecondary Financing Techniques --$g14.2.$tAll-Inclusive Trust Deed (AITD) --$g14.3.$tInstallment Sales Contract --$g14.4.$tLender Participations --$g14.5.$tSale-Leaseback --$g14.6.$tOpen-End Trust Deed --$g14.7.$tCommercial Loan --$g14.8.$tStock Equity/Pledged Asset Loans --$g14.9.$tBlended-Rate Loans --$g14.10.$tCreative Financing Disclosure Act --$g14.11.$tImputed Interest --$gChapter 15.$tFinancing Small Investment Properties --$g15.1.$tThe Single-Family House as Income Property --$g15.2.$tThe Two-to-Four-Unit Residential Property --$g15.3.$tApartment House Investments: 5 to 24 Units --$g15.4.$tBreak-Even Analysis --$g15.5.$tFinancing Starts with the Listing --$g15.6.$tIntroduction to Commercial and Industrial Properties --$g15.7.$tDebt Coverage Ratio --$tAnswers to Multiple-Choice Questions.
650 0 $aReal property$zCalifornia$xFinance.
650 0 $aHousing$zCalifornia$xFinance.
650 0 $aMortgage loans$zCalifornia.
650 7 $aMortgage loans.$2fast$0(OCoLC)fst01026596
650 7 $aHousing$xFinance.$2fast$0(OCoLC)fst00962283
650 7 $aReal property$xFinance.$2fast$0(OCoLC)fst01091114
651 7 $aCalifornia.$2fast$0(OCoLC)fst01204928
700 1 $aMcKenzie, Dennis J.,$d1940-
700 1 $aGavello, Alfred.
700 1 $aFesler, John.
938 $aBaker & Taylor$bBKTY$c60.95$d60.95$i0324378343$n0006719293$sactive
994 $aZ0$bP4A
948 $hNO HOLDINGS IN P4A - 21 OTHER HOLDINGS