MARC record from Internet Archive

LEADER: 04056cam 22005297i 4500
001 ocn917338824
003 OCoLC
005 20220423114230.0
008 151024s2015 ii b 001 0 eng d
010 $a 2015473575
040 $aBTCTA$beng$erda$cDLC$dBTCTA$dDKAGE$dYDXCP$dCDX$dOCLCF$dCBY$dDGU$dOCLCO$dOCLCQ$dOCLCA$dOCLCO
020 $a9788177084085
020 $a8177084089
035 $a(OCoLC)917338824
042 $alccopycat
043 $aa-ii---
050 00 $aHG187.I4$bM38 2015
082 04 $a332.10954$223
100 1 $aMani, N.,$d1964-$eauthor.
245 10 $aFinancial inclusion in India :$bpolicies and programmes /$cby N. Mani.
264 1 $aNew Delhi, India :$bNew Century Publications,$c2015.
300 $axxiv, 285 pages ;$c25 cm
336 $atext$btxt$2rdacontent
337 $aunmediated$bn$2rdamedia
338 $avolume$bnc$2rdacarrier
504 $aIncludes bibliographical references (pages 275-278) and index (pages 281-285).
505 0 $a1. Indian economy, poverty and financial system : Indian economy: an overview -- Poverty in India: concept, causes and incidence -- Financial system and regulators in India. 2. Financial inclusion institutions in India : Financial inclusion: conceptual framework -- Recent financial inclusion measures in India -- Rural credit co-operatives -- Regional rural banks (RRBs) -- Urban co-operative banks (UCBs) -- Micro finance and self-help groups (SHGs) -- Mutual funds -- Pension funds -- Pradhan Mantri Jan-Dhan Yojana (PMJDY), 2014 -- Role of technology in financial inclusion. Appendix: Main findings and recommendations of the Committee on Financial Inclusion (Chairman C. Rangarajan), January 2008.
520 $aIn India, while one segment of the population has access to an assortment of banking services and financial counseling, the other segment of underprivileged and lower income group is totally deprived of even basic financial services. Exclusion of large segments of the society from financial services adversely affects the overall economic growth of a country. In order to ensure financial inclusion of the poor, particularly in rural areas, various initiatives have been taken by the government and the Reserve Bank of India (RBI). These include the nationalization of commercial banks, the establishment and expansion of rural credit co-operatives, regional rural banks, urban co-operative banks, micro finance and self-help groups, mutual funds, and pension funds. There are several challenges that require concerted efforts from banks, the RBI, and India's government to ensure a convenient and cost-effective delivery of financial services to the public at large. In particular, the challenge is to introduce innovations in risk assessment, reduce transaction costs, devise new credit delivery channels, and use information technology to make financial inclusion a viable model. This book examines the various policies and programs that were implemented in order to make financial services more accessible to the country's underprivileged income groups, resulting in millions of bank accounts being opened.
650 0 $aFinancial institutions$zIndia.
650 0 $aBanks and banking$zIndia.
650 0 $aPoverty$xGovernment policy$zIndia.
650 0 $aIncome distribution$zIndia.
651 0 $aIndia$xEconomic policy.
650 7 $aBanks and banking.$2fast$0(OCoLC)fst00826867
650 7 $aEconomic policy.$2fast$0(OCoLC)fst00902025
650 7 $aFinancial institutions.$2fast$0(OCoLC)fst00924636
650 7 $aIncome distribution.$2fast$0(OCoLC)fst00968670
650 7 $aPoverty$xGovernment policy.$2fast$0(OCoLC)fst01074100
651 7 $aIndia.$2fast$0(OCoLC)fst01210276
938 $aBaker and Taylor$bBTCP$nBK0017521623
938 $aCoutts Information Services$bCOUT$n32254109
938 $aD. K. Agencies (P) Ltd.$bDKAP$nDK-249612-HBD
938 $aYBP Library Services$bYANK$n12558054
029 1 $aAU@$b000056126592
029 1 $aGBVCP$b893790680
994 $aZ0$bP4A
948 $hNO HOLDINGS IN P4A - 25 OTHER HOLDINGS