MARC Record from marc_columbia

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010 $a 2002008414
020 $a0815706146 (alk. paper)
020 $a0815706138 (pbk. : alk. paper)
035 $a(OCoLC)ocm49902141
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040 $aDLC$cDLC$dOrLoB-B
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043 $an-us---
050 00 $aHD7287.82.U6$bL68 2002
082 00 $a363.5/0973$221
245 00 $aLow-income homeownership :$bexamining the unexamined goal /$cNicolas P. Retsinas, Eric S. Belsky, editors.
260 $aCambridge, Mass. :$bJoint Center for Housing Studies ;$aWashington, D.C. :$bBrookings Institution Press,$c[2002], ©2002.
300 $axiv, 495 pages :$billustrations, maps ;$c25 cm
336 $atext$btxt$2rdacontent
337 $aunmediated$bn$2rdamedia
504 $aIncludes bibliographical references and index.
505 00 $g1.$tExamining the Unexamined Goal /$rNicolas P. Retsinas and Eric S. Belsky --$gPt. 1.$tHomeownership in the 1990s.$g2.$tAnatomy of the Low-Income Homeownership Boom in the 1990s /$rEric S. Belsky and Mark Duda.$g3.$tThe Industrial Structure of Affordable Mortgage Lending /$rFrank E. Nothaft and Brian J. Surette --$gPt. 2.$tOvercoming Borrowing Constraints --$tIntroduction /$rEdward L. Golding.$g4.$tEliminating Credit Barriers: How Far Can We Go? /$rStuart S. Rosenthal.$g5.$tPrepurchase Homeownership Counseling: A Little Knowledge Is a Good Thing /$rAbdighani Hirad and Peter Zorn.$g6.$tSupply-Side Constraints on Low-Income Homeownership /$rMichael Collins, David Crowe and Michael Carliner --$gPt. 3.$tReturns to Homeownership --$tIntroduction /$rFrank DeGiovanni.$g7.$tAsset Appreciation, Timing of Purchases and Sales, and Returns to Low-Income Homeownership /$rEric S. Belsky and Mark Duda.$g8.$tHome Price Appreciation in Low- and Moderate-Income Markets /$rKarl E. Case and Maryna Marynchenko.
505 80 $g9.$tPolicy Implications of Portfolio Choice in Underserved Mortgage Markets /$rWilliam N. Goetzmann and Matthew Spiegel --$gPt. 4.$tLow-Income Loan Performance --$tIntroduction /$rGeorge McCarthy.$g10.$tPrepayment Risk and Lower-Income Mortgage Borrowers /$rWayne R. Archer, David C. Ling and Gary A. McGill.$g11.$tPerformance of Low-Income and Minority Mortgages /$rRobert Van Order and Peter Zorn.$g12.$tPerformance of Community Reinvestment Loans: Implications for Secondary Market Purchases /$rRoberto G. Quercia, Michael A. Stegman, Walter R. Davis and Eric Stein --$gPt. 5.$tSocioeconomic Impacts of Homeownership --$tIntroduction /$rSteven Hornburg.$g13.$tSocial Benefits and Costs of Homeownership /$rWilliam M. Rohe, Shannon Van Zandt and George McCarthy.$g14.$tHousing and Wealth Accumulation: Intergenerational Impacts /$rThomas P. Boehm and Alan M. Schlottmann.$g15.$tImpact of Homeownership on Child Outcomes /$rDonald R. Haurin, Toby L. Parcel and R. Jean Haurin.
505 80 $g16.$tBuilding Homes, Reviving Neighborhoods: Spillovers from Subsidized Construction of Owner-Occupied Housing in New York City /$rIngrid Gould Ellen, Michael H. Schill, Scott Susin and Amy Ellen Schwartz.
520 1 $a"A Generation Ago little attention was given to homeownership among low-income households. Today homeownership rates among underserved groups, including low-income families and minorities, have risen to record levels. These groups, having benefited from more flexible underwriting standards and greater access to credit, are no longer at the margin of the housing market.
520 8 $aHowever, a racial/ethnic gap still exists: the rates of homeownerhsip among minority and low-income households are still well below the national average.".
520 8 $a"This volume gathers the observations of housing experts on low-income homeownership and its effects on households and communities. The book is divided into five parts that focus on the following subjects: homeownership trends in the 1990s; overcoming borrowing constraints; financial returns to low-income homeowners; low-income loan performance; and the socioeconomic impact of homeownership."--BOOK JACKET.
650 0 $aHome ownership$xSocial aspects$zUnited States.
650 0 $aLow-income housing$zUnited States.$0http://id.loc.gov/authorities/subjects/sh2008106862
650 0 $aLow-income housing$zUnited States$xFinance.$0http://id.loc.gov/authorities/subjects/sh2010100185
650 0 $aHomeowners$zUnited States$xEconomic conditions.
700 1 $aRetsinas, Nicolas Paul,$d1946-$0http://id.loc.gov/authorities/names/no93026319
700 1 $aBelsky, Eric S.$0http://id.loc.gov/authorities/names/n2002101226
852 00 $bleh$hHD7287.82.U6$iL68 2002