MARC Record from Library of Congress

LEADER: 02310cam a22002897a 4500
001 2005620070
003 DLC
005 20051026135804.0
007 cr |||||||||||
008 051026s2005 dcu sb i000 0 eng
010 $a 2005620070
040 $aDLC$cDLC
050 00 $aHG3881.5.W57
245 10 $aReaching out$h[electronic resource] :$baccess to and use of banking services across countries /$cThorsten Beck ... [et al.].
260 $a[Washington, D.C. :$bWorld Bank,$c2005]
490 1 $aPolicy research working paper ;$v3754
538 $aSystem requirements: Adobe Acrobat Reader.
538 $aMode of access: World Wide Web.
500 $aTitle from PDF file as viewed on 10/26/2005.
530 $aAlso available in print.
504 $aIncludes bibliographical references.
520 3 $a"The authors (1) present new indicators of banking sector penetration across 99 countries based on a survey of bank regulatory authorities, (2) show that these indicators predict household and firm use of banking services, (3) explore the association between the outreach indicators and measures of financial, institutional, and infrastructure development across countries, and (4) relate these banking outreach indicators to measures of firms' financing constraints. In particular, they find that greater outreach is correlated with standard measures of financial development, as well as with economic activity. Controlling for these factors, the authors find that better communication and transport infrastructure and better governance are also associated with greater outreach. Government ownership of financial institutions translates into lower access, while more concentrated banking systems are associated with greater outreach. Finally, firms in countries with higher branch and ATM penetration and higher use of loan services report lower financing obstacles, thus linking banking sector outreach to the alleviation of firms' financing constraints. "--World Bank web site.
650 0 $aBanks and banking, International.
700 1 $aBeck, Thorsten.
710 2 $aWorld Bank.
830 0 $aPolicy research working papers (Online) ;$v3754.
856 40 $uhttp://econ.worldbank.org/external/default/main?pagePK=64165259&theSitePK=469372&piPK=64165421&menuPK=64166093&entityID=000016406_20051017171910