MARC Record from Library of Congress

LEADER: 02503nam a22002897a 4500
001 2006619154
003 DLC
005 20060816113754.0
007 cr |||||||||||
008 060816s2006 mau sb 000 0 eng
010 $a 2006619154
040 $aDLC$cDLC
050 00 $aHB1
100 1 $aMonheit, Alan C.
245 10 $aHealth insurance enrollment decisions$h[electronic resource] :$bpreferences for coverage, worker sorting, and insurance take up /$cAlan C. Monheit, Jessica Primoff Vistnes.
260 $aCambridge, MA :$bNational Bureau of Economic Research,$cc2006.
490 1 $aNBER working paper series ;$vworking paper 12429
538 $aSystem requirements: Adobe Acrobat Reader.
538 $aMode of access: World Wide Web.
500 $aTitle from PDF file as viewed on 8/16/2006.
530 $aAlso available in print.
504 $aIncludes bibliographical references.
520 3 $a"The weak response by the uninsured to policy initiatives encouraging voluntary enrollment in health insurance has raised concerns regarding the extent to which the uninsured value health insurance. To address this issue, we use data from the 2001 Medical Expenditure Panel Survey to examine the association between health insurance preferences and coverage status. We also consider the role of such preferences in decisions to seek out and enroll in employment-based coverage. We find that adults with weak or uncertain preferences for health insurance are more likely than persons with strong preferences to be uninsured and less likely to acquire coverage. Our econometric work indicates that workers with weak or uncertain preferences are less likely to obtain job offers with insurance, reinforcing prior evidence that workers sort among jobs according to preferences for coverage. We also find that workers with weak or uncertain preferences are less likely to enroll in offered coverage and we estimate the subsidy necessary to compensate such workers for the utility loss were they to enroll. Our results suggest a dual approach to expanding coverage that includes both subsidies and educational efforts to inform targeted groups among the uninsured about the value of health insurance"--National Bureau of Economic Research web site.
700 1 $aPrimoff Vistnes, Jessica
710 2 $aNational Bureau of Economic Research.
830 0 $aWorking paper series (National Bureau of Economic Research : Online) ;$vworking paper no. 12429.
856 40 $uhttp://papers.nber.org/papers/w12429