Record ID | marc_loc_2016/BooksAll.2016.part35.utf8:71337373:2506 |
Source | Library of Congress |
Download Link | /show-records/marc_loc_2016/BooksAll.2016.part35.utf8:71337373:2506?format=raw |
LEADER: 02506cam a22002897a 4500
001 2007615056
003 DLC
005 20070908085758.0
007 cr |||||||||||
008 070322s2007 mau sb 000 0 eng
010 $a 2007615056
040 $aDLC$cDLC
050 00 $aHB1
100 1 $aBundorf, M. Kate.
245 10 $aMandated health insurance benefits and the utilization and outcomes of infertility treatments$h[electronic resource] /$cM. Kate Bundorf, Melinda Henne, Laurence Baker.
260 $aCambridge, MA :$bNational Bureau of Economic Research,$cc2007.
490 1 $aNBER working paper series ;$vworking paper 12820
538 $aSystem requirements: Adobe Acrobat Reader.
538 $aMode of access: World Wide Web.
500 $aTitle from PDF file as viewed on 3/22/2007.
530 $aAlso available in print.
504 $aIncludes bibliographical references.
520 3 $a"During the last two decades, the treatment of infertility has improved dramatically. These treatments, however, are expensive and rarely covered by insurance, leading many states to adopt regulations mandating that health insurers cover them. In this paper, we explore the effects of benefit mandates on the utilization and outcomes of infertility treatments. We find that use of infertility treatments is significantly greater in states adopting comprehensive versions of these mandates. While greater utilization had little impact on the number of deliveries, mandated coverage was associated with a relatively large increase in the probability of a multiple birth. For relatively low fertility patients who responded to the expanded insurance coverage, treatment was often unsuccessful and did not result in a live birth. For relatively high fertility patients, in contrast, treatment often led to a multiple, rather than a singleton, birth. We also find evidence that the beneficial effects on the intensive treatment margin that have been proposed in other studies are relatively small. We conclude that, while benefit mandates potentially solve a problem of adverse selection in this market, these benefits must be weighed against the costs of the significant moral hazard in utilization they induce"--National Bureau of Economic Research web site.
700 1 $aBaker, Laurence.
710 2 $aNational Bureau of Economic Research.
830 0 $aWorking paper series (National Bureau of Economic Research : Online) ;$vworking paper no. 12820.
856 40 $uhttp://papers.nber.org/papers/w12820