MARC Record from Library of Congress

LEADER: 02351cam a2200337 a 4500
001 2008038068
003 DLC
005 20090116125304.0
008 080902s2008 maua b 001 0 eng
010 $a 2008038068
020 $a9780815774136 (pbk. : alk. paper)
020 $a0815774133 (pbk. : alk. paper)
035 $a(OCoLC)ocn231581618
035 $a(OCoLC)231581618
040 $aDLC$cDLC$dBTCTA$dBAKER$dYDXCP$dDBI$dC#P$dBWX$dDLC
042 $alcac
043 $an-us---
050 00 $aHG3756.U54$bB67 2008
082 00 $a332.70973$222
245 00 $aBorrowing to live :$bconsumer and mortgage credit revisited /$cNicolas P. Retsinas, Eric S. Belsky, editors.
260 $aCambridge, Mass. :$bJoint Center for Housing Studies, Harvard University ;$aWashington, D.C. :$bBrookings Institution Press,$cc2008.
300 $ax, 289 p. :$bill. ;$c24 cm.
490 1 $aJames A. Johnson metro series
504 $aIncludes bibliographical references and index.
505 0 $aIntroduction : borrowing to live / Nicolas P. Retsinas and Eric S. Belsky -- Consumer and mortgage credit at the crossroads / Eric S. Belsky, Ren S. Essene, and Nicholas P. Retsinas -- Where does it go? Spending by the financially constrained / Shawn Cole, John Thompson, and Peter Tufano -- Financial decisionmaking processes of low-income individuals / Edna R. Sawady and Jennifer Tescher -- The legal infrastructure of subprime and nontraditional home mortgages / Patricia A. McCoy and Elizabeth Renuart -- The impact of state antipredatory lending laws : policy implications and insights / Raphael W. Bostic ...[et. al.] -- Behaviorally informed home mortgage credit regulation / Michael S. Barr, Sendhil Mullainathan, and Eldar Shafir -- Interventions in mortgage default : policies and practices to prevent home loss and lower costs / Amy Crews Cutts and William A. Merrill -- Looking beyond our shores : consumer protection regulation lessons from the United Kingdom / Elaine Kempson.
520 $a"Dissects the current state of consumer and mortgage credit in the United States and helps point the way out of the current impasse"--Provided by publisher.
650 0 $aConsumer credit$zUnited States.
650 0 $aMortgage loans$zUnited States.
700 1 $aRetsinas, Nicolas Paul,$d1946-
700 1 $aBelsky, Eric S.
830 0 $aJames A. Johnson metro series.