MARC Record from marc_nuls

LEADER: 09651cam 2200301 a 4500
001 9920996250001661
005 20150423132642.0
008 990726s2000 inua 001 0 eng
010 $a 99065791
020 $a0789722577
035 $a(CSdNU)u88548-01national_inst
035 $a(OCoLC)44619942
035 $a(Sirsi) 01-AAL-0037
040 $aDLC$cDLC$dOrPss
050 00 $aHD1380.6$b.O24 2000
100 1 $aO'Brien, Matthew.
245 14 $aThe complete idiot's guide to online buying and selling a home / $cMatthew O'Brien.
246 30 $aComplete idiot's guide
246 30 $aOnline buying and selling a home
246 30 $aBuying and selling a home
260 $aIndianapolis, Ind. :$bQue,$cc2000.
300 $axiii, 342 p. :$bill. ;$c24 cm.
500 $aIncludes index.
505 0 $aFirst Things First: What to Do When You Are in the Market to Buy -- Preparing Yourself: This Is One of the Biggest Investments of Your Life -- What You Need to Search Online: Online Search Engines -- Are You Ready to Buy a Home? -- Advantages to Owning a Home -- Disadvantages to Owning a Home -- A Quiz to See if You're Ready to Own -- Rent-to-Buy/Lease Options: The Best of Both Worlds -- Real Estate Lingo: An Online Glossary -- Types of Real Estate -- Existing Homes: The Traditional Dwelling -- New-Construction Homes: Building Your Dream -- Condominiums: A Lifestyle and Convenience Choice -- Patio Homes/Zero Lot Lines -- Duplexes and Multi-Family Homes -- Vacation Homes or Second Residences -- Can You Afford Your Dream of Owning? -- How to Calculate Your Mortgage Payment Online -- Up-front Costs of Buying a House -- Breakdown of Closing Costs -- Home Inspections -- Picking a Home-Buying Web Site -- Right Site for You -- One-Stop Shopping at the Megasites -- They Handle Everything from Step A to Step Z -- Muddling Through Different Sites -- For Sale By Owner Sites -- New-Construction Home Sites -- Local Board of Realtor Sites -- Big Sites Versus Little Sites -- Hopping from One Site to Another -- The Cafeteria Plan: Taking a Little From Each Site -- Financing Your Dream Home -- Help! What Type of Loan Is Best for Me? -- FHA Loans -- VA Loans -- Insured Conventional/Conventional Loans -- Fannie Mae, Freddie Mac, and Ginnie Mae -- Fixed-Rate Loans -- Adjustable-Rate Mortgages -- Portfolio and Jumbo Loans -- What's a Balloon? -- Assumptions -- Non-Conforming and Special Loans -- The Mortgage Process: Getting Your Ducks in a Row -- The Advent of Your Credit History -- When to Check Your Creditworthiness -- Repairing Poor or Inaccurate Credit -- Verifying Credit: Items Your Lender Will Request -- Searching for the Right Lender -- Qualities of Good Lenders -- Research: Your Happiness Depends on It! -- Research Areas: Don't Get Stuck Living Next to the Addams Family -- Finding City Maps Online -- Neighborhood Locators -- Online Research -- Online Comparative Market Analyses -- Property Taxes and What That Means for You -- Tax Laws Online -- Tax Escrow Accounts -- How Are Taxes Assessed? -- Tax Exemptions and Tax Breaks -- Calculating Taxes into Your Mortgage Payment -- Choosing a Real Estate Agent -- Types of Real Estate Professionals -- Real Estate Commissions and Representation -- Why Agents Add Value to a Transaction -- What to Look For in an Agent -- Finding a Good Agent -- Full-time Versus Part-time -- Picking an Agent Online -- Interviewing an Agent -- Firing an Agent -- Making the Decision Not to Use an Agent -- Selling a Home Yourself CAN Be the Right Move -- Selling By Owner Means Saving Money -- Can Agents Be Trusted: Realtor Horror Stories -- Why Buyers Should Use a Buyer's Agent -- Buyers Agency Versus Sub-Agency -- Basic Criteria for Selling By Owner -- Quiz to See if You Can Sell By Owner -- Finding Your Dream Home -- Existing Homes -- Searching Listings -- Selecting a Lending Institution -- Researching Histories of Target Houses -- Getting Yearly Utility Averages -- Researching Association Bylaws If Applicable -- Reviewing the Checklist of "Needs" and "Wants" -- Selecting a Home Inspector and Insurance Company -- New Construction or Designing Your Own Home -- Searching for New Homes -- Searching for Qualified Builders and Contractors -- Viewing Model Homes, Spec Homes, and Blueprints Online -- Searching for Vacant Lots and Land -- Researching Building Codes Online -- Create Blueprints -- Other Resources Found Online -- Condominiums -- Searching Listings -- Researching Subdivisions and Communities -- Factors to Consider When Buying a Condo -- Selecting a Lending Institution -- Traits of a Good Lender -- Researching Histories of Target Units -- Getting Yearly Utility Averages -- Researching Association Bylaws, Fees, and Services -- Reviewing Checklist of "Needs" and "Wants" -- Selecting a Home Inspector -- Patio Homes/Zero Lot Lines: What Are They? -- Part Home-Part Condo: Planned Communities -- Searching Listings -- Researching Complexes and Subdivisions -- Selecting a Lending Institution -- Questions to Ask Prospective Lenders -- Researching Histories of Target Units -- Getting Yearly Utility Averages -- Researching Association Bylaws, Fees, and Services -- Reviewing Checklist of "Needs" and "Wants" -- Selecting a Home Inspector -- Playing a Game of Tug of War -- Writing an Offer and Negotiating the Terms -- The Purchase Agreement and Other Forms -- How to Write an Offer -- What Price Should You Offer? -- Hints to Make the Offer Stronger -- Setting Time Limits -- Presenting the Offer -- Basic Rules and Protocol of Negotiating -- Most Important Traits of a Good Negotiator -- Counter Offers -- Agents' Role in Negotiating -- Negotiating Without an Agent -- He Who Has Leverage Usually Wins -- Negotiating Where Everyone Wins -- Knowing the Top Dollar You'll Pay -- Going in Low -- Writing an Aggressive Offer -- Low Balling Your Chances Away -- Congratulations Mr. & Mrs. Jones, They've Accepted Our Offer: Now What? -- The Work Has Just Begun -- Formally Applying for Financing -- Setting Up the Home Inspection -- Negotiating Inspection Repairs: Another Tug of War -- Complying with Government and Lender Guidelines and Environmental Laws -- Obtaining Homeowner's Insurance -- The Final Walkthrough -- Closing the Transaction -- The Title Company's Role -- Where, When, and How to Close -- Buyer's Closing Responsibilities and Costs -- Seller's Closing Responsibilities -- Understanding the Settlement Statement -- Signing Documents and Dispersing Funds -- Power of Attorney for Long-Distance Purchases -- Tying Up Loose Ends -- Changing Your Address Online -- Packing for the Move/Selecting a Moving Company Online -- Possession at Closing -- Passing the Keys, Manuals, and Warranties to the Buyer -- Switching the Utilities into the Buyer's Name -- Making a House File with All Documents -- Delayed Possession -- Establishing Time and Planning to Move -- Coordinating Exchange of Keys, Utilities, Manuals, and Warranties -- Searching Online for Short-Term Housing if Applicable -- Searching Online for Storage Sites and Home Improvement Companies -- Canceling All Applicable Memberships, Subscriptions, and So On -- Selling Your Home -- To Sell or Not to Sell -- Why Sell? -- Reasons Owners Must Sell -- Reasons Owners Want to Sell -- Organizing Your Thoughts -- Timing the Sale Correctly -- Things to Consider -- Selling First -- Buying First -- Buying and Selling Together -- Costs Involved in Selling a Home -- Mandatory Seller Costs -- Optional Seller Costs -- Researching Market Prices and Conditions -- Sites to Research Sales Prices and Market Conditions -- Reasons to Use an Agent -- You're Hiring Expertise -- Reasons to Sell By Owner -- Getting the House Ready to Sell -- Fixing a Lot or Just a Little -- Initial Inspections -- Disadvantages of Pre-inspections -- Advantages of a Pre-inspection -- Locating Records and Proof of Improvements -- Information Requested by Buyers -- Making Repairs -- Cleaning -- Focusing on Kitchen and Bathrooms -- Organizing Closets and Garage -- Master Bedroom and TV Room -- Eliminating Clutter -- Staging the Home to Show -- Repair Allowances -- Home Warranty Plans -- Selling Your Home Through a Realtor -- Finding a Good Realtor -- Referrals from Family, Friends, and Co-workers -- Commission Structure -- Agency Representation -- Interviewing Realtors -- Comparing Your Market Data to the Realtor -- The Listing Presentation -- Picking a List Price -- Commission Percentage and Contract Terms -- Marketing the Home -- The List Contract -- Disclosure Laws and Forms -- Communication Is the Key -- Working Together for a Common Goal -- Selling Your Home Yourself -- Researching Your Local Housing Market -- Figuring Your Home's Value with Comparable Sales Prices -- Choosing Your Asking Price -- Preparing Your Home to Be Viewed -- Marketing Your Home -- For Sale By Owner Web Sites: Electronic Open Houses -- Owners.com -- FSBO.COM -- Interoffice Electronic Bulletins -- Email Distribution Pools -- Newspaper Advertising -- Traditional Open Houses -- Creating Flyers and Fact Sheets -- Obtaining Proper Documents and Forms -- Providing Mortgage Information for Buyers -- Negotiating Price and Terms -- Ordering Title Insurance -- How to Pick a Title Company -- Role of the Title Company -- The Inspection Process -- What Does a Seller Have to Repair? -- Are Attorneys Needed? -- Seller's Closing Costs and Responsibilities.
650 0 $aHouse buying$xComputer network resources.
650 0 $aHouse selling$xComputer network resources.
948 $a12/21/2000$b12/21/2000
999 $aHD 1380.6 O24 2000$wLC$c1$i31786101252895$d6/8/2011$e6/8/2011 $f3/15/2004$g2$lCIRCSTACKS$mNULS$n10$q2$rY$sY$tBOOK$u12/21/2000