Stranded and half-frozen in a South Dakota snowstorm, bull rider Zach Beaudry reached out for help at the nearest house he could find. And the beautiful rancher-schoolteacher who answered the door was a vision. Zach thanked his lucky stars for the kindness of strangers. But to Ann Drexler, this man was no stranger.

Zach didn't seem to remember their shared night of passion all those years ago—but how could Ann forget? Seeing Zach on her doorstep was as shocking as seeing the ghost of Christmas past. And though running her family's wild mustang ranch gave Ann a thing for strays, she tried to keep her distance. Yet as Zach regained his strength and became indispensable with the horses, Ann had to wonder—was a second chance with this cowboy in her Christmas future?