London 1899. Twenty-year-old Gertrude Melrose considers her good fortune as she prepares to usher in a new century. Her only concern is her brother Edward whose mounting gambling debts threaten the family's prosperity. After his debts lead to the loss of both house and business, Edward is disowned by their father, and Gertie and her parents must face up to their changed circumstances. With the support of David, Edward's life-long friend, and Alexander Glendale, a spurned suitor, as well as the encouragement of two youngsters from the slums whom she has befriended, Gertie finds the strength of character to fight for her family and hold on to her dreams.