The wickedly handsome hero who appeared without warning on a sultry Florida night had to be a figment of Agnes Hamilton's imagination--or the answer to her dreams! The gallant rider swept her onto his horse and carried her through the storm, behaving like a modern-day knight... but was John Bartholomew really a tourist who'd lost his way? She'd carefully hidden her precious inheritance from her grandfather, so delighted by the treasure she didn't want to sell it to support her horse breeding farm. She never suspected that John had come prepared to coax both her and the treasure into his possession. Unnerved and enchanted by Aggie, he was torn by his need to betray her trust--and shocked by the intensity of her fury when she discovered his deception. Would she believe in the lies that seemed proof of his dishonor, or were his words and actions those of a man surprised by love?