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"A trip to the underworld of debt collection, where bankers team up with ex-burglars and few rules apply Bad Paper is a riveting expose;, a moving story of an unlikely friendship, and a gritty narrative of how scrappy entrepreneurs profit from our debts. Jake Halpern introduces us to a former banking executive and a former armed robber who become partners and go in quest of "paper"--the uncollected debts that are sold off by banks for pennies on the dollar. As Halpern shows, the world of consumer debt collection is a wild and unregulated shadowland, where operators may misrepresent a debtor's situation, make illegal threats, and even lay claim to debts that are not theirs to collect in the first place. It is a realm of indelible individuals who possess a swagger and vocabulary that even David Mamet could not invent. Halpern follows his collectors as they intimidate competitors with weapons, manage high-pressure call centers, and scheme new ways to benefit from American's debt-industrial complex. He also explores the history of collection agencies and reveals the human cost of a system that leaves hardworking Americans with little opportunity to retire their debts in a reasonable way. The result is a bravura work of storytelling that is also an important consciousness-raiser"--
"Frequent New Yorker contributor Jake Halpern investigates the shadowy, unregulated world of consumer debt collection, focusing on an unlikely friendship between a former banking executive and former armed robber who go in search of "paper," spreadsheets of uncollected debt sold off by banks for pennies on the dollar"--
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Bad Paper: Chasing Debt from Wall Street to the Underworld
Oct 14, 2014, Dreamscape Media
mp3 cd
1629238813 9781629238814
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Bad Paper: Chasing Debt from Wall Street to the Underworld
Oct 14, 2014, Dreamscape Media
audio cd
1629238775 9781629238777
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Bad paper: chasing debt from Wall Street to the underworld
2014, Farrar, Straus and Giroux
in English
- First edition.
0374108234 9780374108236
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Bad Paper: Chasing Debt from Wall Street to the Underworld
2014, Farrar, Straus & Giroux
in English
0374711240 9780374711245
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Book Details
Table of Contents
Edition Notes
Includes bibliographical references (pages 229-237).
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