[This book] address[es] the specific financial reality that young people face today, and it offers a set of real, not impossible, solutions to the problems at hand and the problems ahead. Concisely, pragmatically, and without a whiff of condescension, [the author] tells [the] readers precisely what actions to take and why. Throughout these pages, icons direct readers to a special YF&B domain on [the author's] website that offers more specialized information, forms, and interactive tools that further customize the information in the book. Her advice at times bucks conventional wisdom (Did she just say use your credit care?) and may even seem counterintuitive (Pay into a retirement fund even though credit card debt is killing you?), but it's her honesty, understanding, and uncanny ability to anticipate the needs of her readers that have made her the most trusted financial expert of the day. -Dust jacket.