Chloe intends to stay only a short time with her brother Joe and his family at their ranch in 1893 Oklahoma Territory. However, she soon finds herself embroiled in Joe's clumsy matchmaking efforts, while catching the interest of a ghost named Fire Horse. All Max McKee wants is to buy a few horses, but winds up entangled in Joe's scheme to marry off the lovely and wealthy Chloe, who happens to be the owner of those horses. When a series of fires has the local ranchers spooked, Chloe and Max must work together to discover who is setting those fires -- and try not to get themselves killed in the process.