Low-Income Homeownership
Examining the Unexamined Goal
by Nicolas Paul Retsinas and Eric S. Belsky
"A Generation Ago little attention was given to homeownership among low-income households. Today homeownership rates among underserved groups, including low-income families and minorities, have risen to record levels. These groups, having benefited from more flexible underwriting standards and greater access to credit, are no longer at the margin of the housing market.
However, a racial/ethnic gap still exists: the rates of homeownerhsip among minority and low-income households are still well below the national average.".
"This volume gathers the observations of housing experts on low-income homeownership and its effects on households and communities. The book is divided into five parts that focus on the following subjects: homeownership trends in the 1990s; overcoming borrowing constraints; financial returns to low-income homeowners; low-income loan performance; and the socioeconomic impact of homeownership."--BOOK JACKET.
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Subjects
Infrastructure, Home ownership, SOCIAL SCIENCE, Lage-inkomensgroepen, Social aspects, Homeowners, Social Policy, General, Economic conditions, Low-income housing, POLITICAL SCIENCE, Woningbezit, Public Policy, BUSINESS & ECONOMICS, Finance, Poor, housing, United states, economic conditions, Finance, united statesPlaces
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Low-Income Homeownership: Examining the Unexamined Goal
September 1, 2002, Brookings Institution Press
Paperback
in English
0815706138 9780815706137
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First Sentence
"Anthropologists point out that the notion of ownership is a cultural construct."
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Annotation A generation ago little attention was focused on low-income homeownership. Today homeownership rates among under-served groups, including low-income households and minorities, have risen to record levels. These groups are no longer at the margin of the housing market; they have benefited from more flexible underwriting standards and greater access to credit. However, there is still a racial/ethnic gap and the homeownership rates of minority and low-income households are still well below the national average. This volume gathers the observations of housing experts on low-income homeownership and its effects on households and communities. The book is divided into five chapters which focus on the following subjects: homeownership trends in the 1990s; overcoming borrower constraints; financial returns to low-income homeowners; low-income loan performance; and the socioeconomic impact of homeownership.
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| October 4, 2021 | Edited by ImportBot | import existing book |
| July 8, 2020 | Created by ImportBot | import existing book |